Find out if you were overcharged. Find out what your insurance actually covers. In under two minutes.
Three free tools, working together to get the right plan, the most benefits, and the lowest bills.
No spreadsheets, no calls to your insurer, no medical-billing degree required.
Snap a photo of your insurance card and upload your bills. We scan everything automatically to fill in your plan details.
We compare every charge to benchmarks, flag errors, and surface covered benefits you're leaving on the table — in seconds.
Dispute letters, case files, benefit guides — everything you need to fight overcharges and get the most out of your plan.
In beta and on the way — built on the same plan and bill data.
Compile your audit, dispute letters, and evidence into a downloadable case file. Browse healthcare billing attorneys when you need one — no referral fees, ever.
Find HSA/FSA-eligible benefits inside your plan, and shop a curated marketplace of products that qualify — telehealth, vision, therapy, and more.
See what other Candid users actually paid for the same procedure. Find providers who bill fairly — built on real, anonymized data from the community.
Free bill audit and benefits analysis. We'll tell you if you've been overcharged and what your plan covers — in under five minutes.