Find out if you were overcharged. Find out what your insurance actually covers.
Two ways we save you money
Upload your bill. We flag overcharges, duplicate codes, unbundled procedures, and balance billing — each with a severity rating and dollar estimate. Then we draft the dispute letter for you.
Your plan covers more than you think. Candid reads your policy and shows covered benefits you're leaving on the table — from preventive screenings to physical therapy.
How it works
Snap a photo of your insurance card and upload your bills. We scan everything automatically to fill in your plan details.
We compare every charge to benchmarks, flag errors, and surface covered benefits you're leaving on the table — in seconds.
Dispute letters, case files, benefit guides — everything you need to fight overcharges and get the most out of your plan. You stay in control.
The Candid suite
Find overcharges on your bills.
Upload a bill or EOB. We flag overcharges, duplicates, unbundled codes, and balance billing - showing you the severity and estimated dollar amounts.
Use what you're already paying for.
See every benefit your insurance covers that you're not using — therapy, acupuncture, chiropractic, nutritionists, gym reimbursements, HSA-eligible services, and more.
Build your case. Find your lawyer.
Compile your audit, dispute letters, and evidence into a downloadable case file. Browse healthcare billing attorneys if you need legal help — no referral fees.
Compare costs. Find fair providers.
Compare your procedure costs with other Candid users. Find providers who bill fairly. Built on real, anonymized billing data from users like you.
Built on trust
Documents encrypted at rest and in transit. We never sell your personal health information. Ever.
We ask before touching your data. Every consent event is logged and auditable. Revoke anytime with one click.
Candid gives you the information and tools. You decide what to do with them. No attorney-client relationship.
See what you were charged, what you were owed, and the benefits you're not using.
Get started freeNo credit card required. Cancel anytime.
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